High-Limit Protection for Your Assets and Future.
In the California legal climate, a standard insurance policy can be “maxed out” faster than a racing drone on a straightaway. If you own multiple rental properties, have a high net worth, or operate a business in Modesto, a Personal or Commercial Umbrella policy is your ultimate failsafe.
Why “Steel Points” Umbrella Coverage?
Most people assume their $500,000 liability limit on their home or auto policy is enough. But in a major accident or a landlord-tenant dispute, legal fees alone can exceed that in weeks. An Umbrella policy provides:
- Excess Liability: Adds $1M to $10M+ of coverage on top of your existing policies.
- Broad Protection: Covers gaps that standard policies miss, such as libel, slander, or false arrest.
- The Investor’s Failsafe: Protects your entire real estate portfolio under one high-limit “shield.”