Terms of Service
Last Updated: 3/8/2026
Welcome to the Steel Points Insurance Agency website. By accessing or using our website and services, you agree to be bound by the following Terms of Service. Please read them carefully.
1. Professional Services Disclaimer
Steel Points Insurance Agency is a licensed insurance brokerage in the State of California. The information provided on this website is for general informational purposes only and does not constitute professional advice or a legal offer of insurance.
2. No Binding Coverage
Submitting a request for a quote, sending an email, or completing an application through this website does not bind insurance coverage. Coverage can only be bound after a formal application is reviewed and approved by an insurance carrier, and you receive written confirmation from an authorized representative of Steel Points Insurance Agency.
3. User Obligations
By using this site, you agree to:
- Provide accurate and complete information when requesting quotes.
- Use the site only for lawful purposes related to seeking insurance services.
- Refrain from attempting to interfere with the website’s security or functionality.
4. Third-Party Carriers
We act as an intermediary between you and various insurance carriers. Each carrier has its own terms, conditions, and underwriting guidelines. Final policy premiums and coverage terms are determined solely by the insurance carrier, not by Steel Points Insurance Agency.
5. Intellectual Property
All content on this website, including text, logos, and graphics, is the property of Steel Points Insurance Agency and is protected by copyright laws. You may not reproduce or distribute any content without our express written permission.
6. Limitation of Liability
Steel Points Insurance Agency shall not be liable for any direct, indirect, or consequential damages arising from your use of this website or any delays in the processing of insurance applications. We provide our website on an “as-is” basis without warranties of any kind.
7. Quote Accuracy
While we strive to provide accurate premium estimates, quotes are subject to change based on the carrier’s final underwriting process, credit checks, and loss history verification.
8. Governing Law
These terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.
9. Changes to Terms
We reserve the right to modify these Terms of Service at any time. Your continued use of the website following any changes constitutes your acceptance of the new terms.
10. Contact Information
For questions regarding these terms, please contact:
Steel Points Insurance Agency
andrew@steelpoints.com
209-213-1273
California License #4486935