No-Bind Disclaimer

Steel Points Insurance Agency: Communication Disclaimers

1. Standard Email Signature Disclaimer

Place this at the bottom of every professional email.

IMPORTANT NOTICE: Please be advised that insurance coverage cannot be bound, altered, or cancelled via an email, voicemail, or text message. Coverage is not in effect until you receive written confirmation from a licensed representative of Steel Points Insurance Agency or the insurance carrier directly. All quotes are estimates based on the information provided and are subject to carrier underwriting, verification of reports, and final approval.

2. Short-Form Text/SMS Disclaimer

Best for automated “Out of Office” replies or initial text greetings on Google Voice/OpenPhone.

“Steel Points Insurance: Thanks for your message! Please note that coverage cannot be bound or changed via text. No coverage is in effect until you receive a signed binder or written confirmation from us. We will respond shortly!”

3. “IT-Focused” Website Footer Disclaimer

Place this in the footer of Steelpoints.com to manage expectations for digital leads.

Electronic Communication Policy: Submission of a quote request or contact form through this website does not constitute a binder of insurance. Steel Points Insurance Agency is a licensed California producer (Lic # [Your License Number]). We prioritize data security; however, please refrain from sending sensitive personal information (like full SSNs) through unencrypted web forms.

4. Voice Mail Script Disclaimer

Add this to the end of your business voicemail greeting.

“…Lastly, please remember that you cannot bind, change, or cancel coverage by leaving a message. Coverage is only in effect once you have spoken with a licensed agent and received a written binder. Thank you!”